:root{--navy:#0f2f54;--blue:#1c5a94;--green:#42b76b;--ink:#172033;--muted:#5f6b7a;--line:#dfe6ef;--soft:#f5f8fc;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}.site-header{background:var(--navy);color:#fff}.nav{max-width:1120px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand-link{display:flex;align-items:center;text-decoration:none;color:#fff}.brand-link img{width:178px;max-width:42vw;height:auto}.nav-links{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.nav-links a{color:#fff;text-decoration:none;font-size:14px}.nav-links .cta{background:var(--green);color:#082317;padding:9px 14px;border-radius:8px;font-weight:700}.hero{background:linear-gradient(135deg,#eef5fc,#f8fbff);border-bottom:1px solid var(--line)}.hero-inner,.section-inner{max-width:1000px;margin:auto;padding:64px 24px}.eyebrow{font-size:12px;letter-spacing:.12em;font-weight:800;color:var(--blue);text-transform:uppercase}.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.08;margin:12px 0 18px;color:var(--navy);max-width:850px}.lead{font-size:19px;color:#465467;max-width:800px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.button{display:inline-block;text-decoration:none;padding:12px 18px;border-radius:9px;font-weight:700}.button.primary{background:var(--green);color:#092517}.button.secondary{border:1px solid var(--blue);color:var(--blue);background:#fff}.section{border-bottom:1px solid var(--line)}.section.soft{background:var(--soft)}h2{font-size:30px;line-height:1.2;color:var(--navy);margin:0 0 18px}h3{color:var(--navy);margin:0 0 8px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}.card p{margin-bottom:0;color:var(--muted)}.story{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:start}.fact-box{background:var(--navy);color:#fff;padding:28px;border-radius:16px}.fact-box h3{color:#fff}.fact-box p{color:#e7eef6}.checklist{padding-left:20px}.checklist li{margin:9px 0}.faq-list{display:grid;gap:12px;margin-top:26px}.faq-list details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 18px}.faq-list summary{cursor:pointer;font-weight:700;color:var(--navy);padding:17px 0}.faq-list details p{color:var(--muted);margin:0 0 18px}.site-footer{background:#0b223d;color:#dbe6f1}.footer-inner{max-width:1120px;margin:auto;padding:36px 24px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.site-footer h3{color:#fff}.site-footer a{color:#dbe6f1;text-decoration:none}.footer-links{display:grid;gap:8px}.copyright{max-width:1120px;margin:auto;padding:16px 24px 26px;border-top:1px solid #29425e;font-size:13px;color:#aebed0}.note{font-size:14px;color:var(--muted)}@media(max-width:760px){.nav{align-items:flex-start;flex-direction:column}.nav-links{gap:13px}.hero-inner,.section-inner{padding:44px 20px}.grid,.story,.footer-inner{grid-template-columns:1fr}.hero h1{font-size:38px}}